Last updated: October 2026
By accessing or using the Simple Finance First Steps website or requesting services through it, you agree to these Terms & Conditions and any applicable product-specific terms. If you do not agree, please do not use the website.
Simple Finance First Steps provides informational and facilitation services relating to loans, insurance, investments, wealth management, and other financial services. Availability, eligibility, pricing, rates, fees, underwriting, coverage, and product terms may vary by provider, applicant, location, and applicable law.
Website content is general information and is not a guarantee that any loan, insurance policy, investment product, rate, approval, return, or financial outcome will be available to you.
Submitting an inquiry or application does not guarantee approval or funding. Third-party providers may independently evaluate applications and may request additional information, perform identity or credit checks, and apply their own eligibility criteria.
Investment-related information is provided for general educational purposes. Investments involve risk, including possible loss of principal. Past performance does not guarantee future results. You should consider your objectives, financial circumstances, risk tolerance, fees, and applicable disclosures before making an investment decision.
Insurance products and coverage are subject to carrier underwriting, policy terms, exclusions, limitations, premiums, and applicable state requirements. A quote or inquiry is not a binder of coverage unless expressly issued by an authorized insurer.
You agree to use the website lawfully and not to interfere with its operation, attempt unauthorized access, introduce malicious code, scrape protected information, impersonate another person, or use the website for fraudulent or abusive purposes.
We strive to keep website information current and useful, but information may contain errors, omissions, outdated details, or third-party content. We may change, suspend, or discontinue portions of the website without notice.
Some services may be provided by or through independent third parties. Their products, disclosures, agreements, privacy policies, and terms apply to their services. Simple Finance First Steps is not responsible for the independent acts or omissions of third parties.
Unless otherwise stated, website text, branding, graphics, layouts, software, and other materials are owned by or licensed to Simple Finance First Steps and may not be copied, modified, distributed, or commercially exploited without permission.
Electronic communications, including emails, forms, and website notifications, may be used to communicate about inquiries and services. Electronic communications may be subject to transmission delays or security risks.
To the maximum extent permitted by law, the website and its content are provided on an as-is and as-available basis. No representation is made that the website will be uninterrupted, error-free, or suitable for every particular purpose.
To the maximum extent permitted by applicable law, Simple Finance First Steps and its affiliates, personnel, and service providers will not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of the website or reliance on information provided through it.
You agree to indemnify and hold harmless Simple Finance First Steps and its affiliates, personnel, and service providers from claims, losses, liabilities, costs, and expenses arising from your unlawful use of the website, violation of these terms, or infringement of another party's rights.
These Terms are governed by applicable law in the jurisdiction specified in any applicable product or service agreement. Where no separate agreement applies, disputes will be handled in accordance with applicable law and jurisdiction.
We may update these Terms & Conditions from time to time. Updated terms will be posted on this page with an updated date. Continued use of the website after changes are posted constitutes acceptance of the revised terms to the extent permitted by law.
If you have questions about these Terms & Conditions, please contact Simple Finance First Steps through the Contact page on this website.